/* ===== RESET & BASE ===== */
*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

:root {
  --primary: #00153f;
  --primary-light: #001a4d;
  --accent: #ff602a;
  --accent-hover: #e5521f;
  --secondary: #4372a4;
  --bg-light: #f5f7fa;
  --bg-white: #ffffff;
  --text-dark: #1a1a2e;
  --text-light: #ffffff;
  --green: #22c55e;
  --green-light: #dcfce7;
  --shadow: 0 2px 12px rgba(0, 0, 0, 0.08);
  --shadow-lg: 0 8px 32px rgba(0, 21, 63, 0.12);
  --radius-card: 16px;
  --radius-btn: 8px;
  --transition: 0.3s ease;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 80px;
}

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--text-dark);
  line-height: 1.6;
  background: var(--bg-white);
  -webkit-font-smoothing: antialiased;
}

a {
  text-decoration: none;
  color: inherit;
}

ul { list-style: none; }

img { max-width: 100%; display: block; }

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--radius-btn);
  font-size: 16px;
  font-weight: 600;
  cursor: pointer;
  border: none;
  transition: all var(--transition);
  font-family: inherit;
  text-align: center;
  justify-content: center;
}

.btn-primary {
  background: var(--accent);
  color: var(--text-light);
  box-shadow: 0 4px 16px rgba(255, 96, 42, 0.25);
}

.btn-primary:hover {
  background: var(--accent-hover);
  transform: translateY(-2px);
  box-shadow: 0 6px 24px rgba(255, 96, 42, 0.4);
}

.btn-outline {
  background: rgba(255, 255, 255, 0.08);
  color: var(--text-light);
  border: 2px solid rgba(255, 255, 255, 0.2);
  backdrop-filter: blur(4px);
}

.btn-outline:hover {
  background: rgba(255, 255, 255, 0.15);
  border-color: rgba(255, 255, 255, 0.4);
}

.btn-secondary {
  background: var(--bg-light);
  color: var(--text-dark);
  border: 1px solid #ddd;
}

.btn-secondary:hover {
  background: #e8eaed;
}

.btn-lg {
  padding: 16px 36px;
  font-size: 17px;
}

/* ===== HEADER ===== */
.header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--bg-white);
  box-shadow: 0 1px 8px rgba(0, 0, 0, 0.06);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.logo {
  font-size: 24px;
  font-weight: 800;
  color: var(--primary);
  letter-spacing: 2px;
}

.logo span {
  color: var(--accent);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
}

.nav-links a {
  font-size: 15px;
  font-weight: 500;
  color: var(--text-dark);
  transition: color var(--transition);
  position: relative;
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--accent);
  transition: width var(--transition);
}

.nav-links a:hover::after {
  width: 100%;
}

.nav-links a:hover {
  color: var(--accent);
}

.header-phone {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 14px;
  font-weight: 600;
  color: var(--primary);
}

.header-cta {
  display: flex;
  align-items: center;
  gap: 16px;
}

.header-cta .btn-primary {
  padding: 10px 22px;
  font-size: 14px;
}

/* Hamburger */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
  background: none;
  border: none;
}

.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--primary);
  transition: all var(--transition);
}

.hamburger.active span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.hamburger.active span:nth-child(2) { opacity: 0; }
.hamburger.active span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

/* Mobile nav */
.mobile-nav {
  display: none;
  position: fixed;
  top: 72px;
  left: 0;
  right: 0;
  bottom: 0;
  background: var(--bg-white);
  z-index: 999;
  flex-direction: column;
  padding: 32px 24px;
  gap: 8px;
  overflow-y: auto;
}

.mobile-nav.active {
  display: flex;
}

.mobile-nav a {
  padding: 14px 16px;
  font-size: 17px;
  font-weight: 500;
  border-radius: var(--radius-btn);
  transition: background var(--transition);
}

.mobile-nav a:hover {
  background: var(--bg-light);
}

.mobile-nav .btn-primary {
  margin-top: 16px;
  text-align: center;
}

.mobile-nav .mobile-phone {
  margin-top: 8px;
  text-align: center;
  font-weight: 600;
  color: var(--primary);
}

/* ===== HERO ===== */
.hero {
  background: linear-gradient(135deg, var(--primary) 0%, #001a4d 40%, #002060 100%);
  color: var(--text-light);
  padding: 100px 0 80px;
  position: relative;
  overflow: hidden;
}

/* Decorative blur circles */
.hero::before {
  content: '';
  position: absolute;
  top: -120px;
  right: -80px;
  width: 500px;
  height: 500px;
  border-radius: 50%;
  background: rgba(255, 96, 42, 0.08);
  filter: blur(80px);
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -150px;
  left: -50px;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: rgba(67, 114, 164, 0.1);
  filter: blur(80px);
}

.hero-content {
  position: relative;
  z-index: 1;
  max-width: 750px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 16px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 100px;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  backdrop-filter: blur(8px);
  margin-bottom: 24px;
}

.hero-badge .dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--accent);
  display: inline-block;
}

.hero h1 {
  font-size: 48px;
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 20px;
}

.hero h1 .highlight {
  color: var(--accent);
}

.hero .subtitle {
  font-size: 20px;
  opacity: 0.9;
  margin-bottom: 36px;
  line-height: 1.5;
}

.hero-buttons {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 32px;
}

.hero-disclaimer {
  font-size: 13px;
  opacity: 0.65;
  max-width: 600px;
  line-height: 1.5;
}

/* ===== SECTIONS ===== */
.section {
  padding: 80px 0;
}

.section-alt {
  background: var(--bg-light);
}

/* Dark section with decorative elements */
.section-dark {
  background: var(--primary);
  color: var(--text-light);
  position: relative;
  overflow: hidden;
}

.section-dark::before {
  content: '';
  position: absolute;
  top: -100px;
  right: -100px;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: rgba(255, 96, 42, 0.08);
  filter: blur(100px);
}

.section-dark::after {
  content: '';
  position: absolute;
  bottom: -100px;
  left: -100px;
  width: 350px;
  height: 350px;
  border-radius: 50%;
  background: rgba(67, 114, 164, 0.08);
  filter: blur(100px);
}

.section-dark .container {
  position: relative;
  z-index: 1;
}

/* Gradient section */
.section-gradient {
  background: linear-gradient(180deg, rgba(67, 114, 164, 0.05) 0%, #ffffff 100%);
}

.section-title {
  font-size: 36px;
  font-weight: 800;
  color: var(--primary);
  text-align: center;
  margin-bottom: 16px;
}

.section-dark .section-title {
  color: var(--text-light);
}

.section-subtitle {
  font-size: 18px;
  color: #555;
  text-align: center;
  margin-bottom: 48px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.section-dark .section-subtitle {
  color: rgba(255, 255, 255, 0.7);
}

/* ===== SERVICES CARDS ===== */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 48px;
  margin-bottom: 48px;
}

.service-card {
  background: var(--bg-white);
  border-radius: var(--radius-card);
  padding: 32px 28px;
  box-shadow: var(--shadow);
  transition: all var(--transition);
  border: 1px solid rgba(67, 114, 164, 0.1);
  position: relative;
}

.service-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(255, 96, 42, 0.3);
}

.service-card.featured {
  border-color: rgba(255, 96, 42, 0.4);
  background: rgba(255, 96, 42, 0.03);
}

.service-card .icon-wrap {
  width: 56px;
  height: 56px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  margin-bottom: 16px;
}

.service-card .icon-wrap.orange { background: rgba(255, 96, 42, 0.1); }
.service-card .icon-wrap.blue { background: rgba(67, 114, 164, 0.1); }
.service-card .icon-wrap.dark { background: rgba(0, 21, 63, 0.08); }

.service-card h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 10px;
}

.service-card p {
  font-size: 15px;
  color: #555;
  line-height: 1.6;
}

.free-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 12px;
  padding: 6px 12px;
  background: var(--green-light);
  color: #15803d;
  border-radius: 6px;
  font-size: 13px;
  font-weight: 600;
}

/* CTA Banner */
.cta-banner {
  background: linear-gradient(135deg, var(--primary) 0%, #001a4d 100%);
  color: var(--text-light);
  border-radius: var(--radius-card);
  padding: 48px 40px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-banner::before {
  content: '';
  position: absolute;
  top: -50px;
  right: -50px;
  width: 200px;
  height: 200px;
  border-radius: 50%;
  background: rgba(255, 96, 42, 0.1);
  filter: blur(60px);
}

.cta-banner h3 {
  font-size: 24px;
  font-weight: 700;
  margin-bottom: 20px;
  position: relative;
  z-index: 1;
}

.cta-banner .btn {
  position: relative;
  z-index: 1;
}

/* ===== PROCESS / TIMELINE ===== */
.timeline {
  max-width: 700px;
  margin: 0 auto;
  position: relative;
}

.timeline::before {
  content: '';
  position: absolute;
  left: 28px;
  top: 0;
  bottom: 0;
  width: 2px;
  background: linear-gradient(to bottom, var(--accent), var(--secondary));
}

.timeline-step {
  display: flex;
  gap: 24px;
  margin-bottom: 40px;
  position: relative;
}

.timeline-step:last-child {
  margin-bottom: 0;
}

.step-number {
  flex-shrink: 0;
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: var(--accent);
  color: var(--text-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  font-weight: 800;
  position: relative;
  z-index: 1;
  box-shadow: 0 6px 20px rgba(255, 96, 42, 0.3);
}

.step-content {
  padding-top: 8px;
}

.step-content h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 6px;
}

.step-content p {
  font-size: 15px;
  color: #555;
  line-height: 1.6;
}

/* ===== BENEFITS ===== */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 48px;
}

.benefit-card {
  background: var(--bg-white);
  border-radius: var(--radius-card);
  padding: 32px 28px;
  box-shadow: 0 4px 24px rgba(0, 21, 63, 0.06);
  text-align: center;
  transition: all var(--transition);
  border: 2px solid rgba(67, 114, 164, 0.1);
}

.benefit-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(255, 96, 42, 0.3);
}

.benefit-card.green-accent {
  border-color: var(--green);
  background: linear-gradient(to bottom, #f0fdf4, var(--bg-white));
}

.benefit-card .icon-circle {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  margin: 0 auto 16px;
}

.icon-circle.orange-bg { background: rgba(255, 96, 42, 0.1); }
.icon-circle.blue-bg { background: rgba(67, 114, 164, 0.1); }
.icon-circle.dark-bg { background: rgba(0, 21, 63, 0.08); }
.icon-circle.green-bg { background: rgba(34, 197, 94, 0.1); }

.benefit-card h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 10px;
}

.benefit-card p {
  font-size: 15px;
  color: #555;
  line-height: 1.6;
}

/* ===== FINANCIAL INFO ===== */
.financial-info {
  max-width: 800px;
  margin: 0 auto;
}

.financial-info p {
  font-size: 16px;
  line-height: 1.8;
  color: #444;
  margin-bottom: 16px;
}

.financial-info strong {
  color: var(--primary);
}

/* Stat cards row */
.stats-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 40px;
}

.stat-card {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-card);
  padding: 28px 24px;
  text-align: center;
  backdrop-filter: blur(8px);
}

.stat-card .stat-number {
  font-size: 36px;
  font-weight: 800;
  color: var(--accent);
  margin-bottom: 4px;
}

.stat-card .stat-label {
  font-size: 14px;
  opacity: 0.8;
}

/* ===== TARGET AUDIENCES ===== */
.audience-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 48px;
}

.audience-card {
  background: var(--bg-white);
  border-radius: var(--radius-card);
  padding: 32px 24px;
  box-shadow: var(--shadow);
  text-align: center;
  transition: all var(--transition);
  border: 1px solid rgba(67, 114, 164, 0.1);
}

.audience-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(255, 96, 42, 0.3);
}

.audience-card .icon-circle {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  margin: 0 auto 16px;
  color: white;
}

.audience-card h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 10px;
}

.audience-card p {
  font-size: 14px;
  color: #555;
  line-height: 1.6;
}

/* ===== FAQ ===== */
.faq-list {
  max-width: 800px;
  margin: 48px auto 0;
}

.faq-item {
  border: 1px solid #e0e0e0;
  border-radius: var(--radius-card);
  margin-bottom: 12px;
  overflow: hidden;
  transition: all var(--transition);
  background: var(--bg-white);
}

.faq-item:hover {
  box-shadow: var(--shadow);
  border-color: rgba(67, 114, 164, 0.2);
}

.faq-item.active {
  border-color: var(--accent);
  box-shadow: 0 4px 16px rgba(255, 96, 42, 0.1);
}

.faq-question {
  width: 100%;
  background: none;
  border: none;
  padding: 20px 24px;
  font-size: 16px;
  font-weight: 600;
  color: var(--primary);
  text-align: left;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  font-family: inherit;
  transition: background var(--transition);
}

.faq-question:hover {
  background: var(--bg-light);
}

.faq-question .chevron {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  transition: transform var(--transition);
  color: var(--accent);
}

.faq-item.active .faq-question .chevron {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.3s ease;
}

.faq-item.active .faq-answer {
  max-height: 500px;
}

.faq-answer-inner {
  padding: 0 24px 20px;
  font-size: 15px;
  color: #555;
  line-height: 1.7;
}

/* ===== CONTACT ===== */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start;
  margin-top: 48px;
}

.contact-info h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 20px;
}

.contact-detail {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 16px;
  font-size: 15px;
  color: #444;
}

.contact-detail .label {
  font-weight: 600;
  min-width: 70px;
}

.contact-detail .contact-icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: rgba(67, 114, 164, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  flex-shrink: 0;
}

.contact-cta {
  background: linear-gradient(135deg, var(--primary), #001a4d);
  color: var(--text-light);
  border-radius: var(--radius-card);
  padding: 40px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.contact-cta::before {
  content: '';
  position: absolute;
  top: -40px;
  right: -40px;
  width: 160px;
  height: 160px;
  border-radius: 50%;
  background: rgba(255, 96, 42, 0.1);
  filter: blur(40px);
}

.contact-cta h3 {
  font-size: 22px;
  font-weight: 700;
  margin-bottom: 20px;
  position: relative;
  z-index: 1;
}

.contact-cta p {
  margin-top: 16px;
  opacity: 0.8;
  font-size: 15px;
  position: relative;
  z-index: 1;
}

.contact-cta a:not(.btn) {
  color: var(--accent);
  font-weight: 600;
}

.contact-cta .btn {
  position: relative;
  z-index: 1;
}

/* ===== FOOTER ===== */
.footer {
  background: var(--primary);
  color: var(--text-light);
  padding: 60px 0 30px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 40px;
}

.footer-about p {
  font-size: 14px;
  opacity: 0.8;
  line-height: 1.7;
  margin-top: 16px;
}

.footer h4 {
  font-size: 16px;
  font-weight: 700;
  margin-bottom: 16px;
}

.footer-links a {
  display: block;
  font-size: 14px;
  opacity: 0.8;
  padding: 4px 0;
  transition: opacity var(--transition);
}

.footer-links a:hover {
  opacity: 1;
  color: var(--accent);
}

.footer-contact-info p {
  font-size: 14px;
  opacity: 0.8;
  margin-bottom: 8px;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 13px;
  opacity: 0.7;
}

.footer-legal a {
  margin-left: 24px;
  transition: opacity var(--transition);
}

.footer-legal a:hover {
  opacity: 1;
}

/* ===== LEGAL PAGES ===== */
.legal-page {
  padding: 48px 0 80px;
}

.legal-page h1 {
  font-size: 36px;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 32px;
}

.legal-page h2 {
  font-size: 22px;
  font-weight: 700;
  color: var(--primary);
  margin-top: 32px;
  margin-bottom: 12px;
}

.legal-page h3 {
  font-size: 18px;
  font-weight: 600;
  color: var(--primary);
  margin-top: 24px;
  margin-bottom: 8px;
}

.legal-page p {
  font-size: 15px;
  line-height: 1.8;
  color: #444;
  margin-bottom: 12px;
}

.legal-page ul {
  list-style: disc;
  padding-left: 24px;
  margin-bottom: 12px;
}

.legal-page li {
  font-size: 15px;
  line-height: 1.8;
  color: #444;
  margin-bottom: 4px;
}

/* ===== FORM PAGE ===== */
.form-page-header .header-inner {
  justify-content: space-between;
}

.form-layout {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 48px;
  padding: 40px 0 80px;
  align-items: start;
}

.form-main {
  min-width: 0;
}

.form-intro {
  margin-bottom: 32px;
}

.form-intro h1 {
  font-size: 32px;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 8px;
}

.form-intro .overline {
  font-size: 14px;
  font-weight: 600;
  color: var(--accent);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 8px;
}

.form-intro > p {
  font-size: 15px;
  color: #555;
  margin-bottom: 8px;
  line-height: 1.6;
}

.form-intro .insurance-note {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: #15803d;
  font-weight: 600;
  font-size: 14px;
  padding: 6px 14px;
  background: var(--green-light);
  border-radius: 6px;
}

/* Step indicator */
.step-indicator {
  display: flex;
  gap: 4px;
  margin-bottom: 32px;
}

.step-indicator-item {
  flex: 1;
  text-align: center;
}

.step-indicator-num {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 700;
  margin: 0 auto 6px;
  background: #e0e0e0;
  color: #999;
  transition: all var(--transition);
}

.step-indicator-item.active .step-indicator-num {
  background: var(--accent);
  color: white;
  box-shadow: 0 4px 12px rgba(255, 96, 42, 0.3);
}

.step-indicator-item.completed .step-indicator-num {
  background: var(--primary);
  color: white;
}

.step-indicator-bar {
  height: 4px;
  background: #e0e0e0;
  border-radius: 2px;
  margin-bottom: 8px;
  transition: background var(--transition);
}

.step-indicator-item.active .step-indicator-bar,
.step-indicator-item.completed .step-indicator-bar {
  background: var(--accent);
}

.step-indicator-label {
  font-size: 12px;
  color: #999;
  font-weight: 500;
  transition: color var(--transition);
}

.step-indicator-item.active .step-indicator-label {
  color: var(--accent);
  font-weight: 700;
}

.step-indicator-item.completed .step-indicator-label {
  color: var(--primary);
}

/* Form sidebar */
.form-sidebar {
  background: linear-gradient(135deg, var(--primary) 0%, #001a4d 100%);
  border-radius: var(--radius-card);
  padding: 28px;
  position: sticky;
  top: 96px;
  color: var(--text-light);
}

.form-sidebar h3 {
  font-size: 16px;
  font-weight: 700;
  margin-bottom: 20px;
}

.sidebar-benefit {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 18px;
  font-size: 14px;
  line-height: 1.5;
}

.sidebar-benefit .sb-icon {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
}

.sidebar-benefit span:last-child {
  padding-top: 6px;
}

/* Form steps */
.form-step {
  display: none;
}

.form-step.active {
  display: block;
  animation: fadeIn 0.3s ease;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateX(12px); }
  to { opacity: 1; transform: translateX(0); }
}

.form-step h2 {
  font-size: 22px;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 24px;
}

/* Service selection cards */
.service-option {
  display: block;
  border: 2px solid #e0e0e0;
  border-radius: var(--radius-card);
  padding: 24px;
  cursor: pointer;
  transition: all var(--transition);
  margin-bottom: 16px;
  position: relative;
}

.service-option:hover {
  border-color: var(--secondary);
  background: rgba(67, 114, 164, 0.02);
}

.service-option.selected {
  border-color: var(--accent);
  background: rgba(255, 96, 42, 0.03);
  box-shadow: 0 4px 16px rgba(255, 96, 42, 0.1);
}

.service-option.selected::after {
  content: '✓';
  position: absolute;
  top: 16px;
  right: 16px;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--accent);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  font-weight: 700;
}

.service-option input[type="radio"] {
  display: none;
}

.service-option h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 8px;
}

.service-option p {
  font-size: 14px;
  color: #555;
  line-height: 1.6;
}

.service-option .free-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 10px;
  padding: 4px 10px;
  background: var(--green-light);
  color: #15803d;
  border-radius: 6px;
  font-size: 13px;
  font-weight: 600;
}

.info-box {
  background: linear-gradient(135deg, rgba(67, 114, 164, 0.08), rgba(67, 114, 164, 0.04));
  border-left: 4px solid var(--secondary);
  border-radius: 0 var(--radius-btn) var(--radius-btn) 0;
  padding: 16px 20px;
  font-size: 14px;
  color: #444;
  line-height: 1.6;
  margin-top: 20px;
}

.info-box strong {
  color: var(--primary);
}

/* Form fields */
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.form-group {
  margin-bottom: 4px;
}

.form-group.full {
  grid-column: 1 / -1;
}

.form-group label {
  display: block;
  font-size: 14px;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 6px;
}

.form-group label .required {
  color: var(--accent);
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 2px solid #e0e0e0;
  border-radius: var(--radius-btn);
  font-size: 15px;
  font-family: inherit;
  color: var(--text-dark);
  background: var(--bg-white);
  transition: border-color var(--transition), box-shadow var(--transition);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--secondary);
  box-shadow: 0 0 0 3px rgba(67, 114, 164, 0.1);
}

.form-group input.error,
.form-group select.error,
.form-group textarea.error {
  border-color: #ef4444;
}

.form-group .error-message {
  font-size: 13px;
  color: #ef4444;
  margin-top: 4px;
  display: none;
}

.form-group textarea {
  resize: vertical;
  min-height: 100px;
}

/* Radio group */
.radio-group {
  display: flex;
  gap: 16px;
}

.radio-option {
  display: flex;
  align-items: center;
  gap: 8px;
  cursor: pointer;
  font-size: 15px;
  padding: 10px 18px;
  border: 2px solid #e0e0e0;
  border-radius: var(--radius-btn);
  transition: all var(--transition);
}

.radio-option:has(input:checked) {
  border-color: var(--accent);
  background: rgba(255, 96, 42, 0.03);
}

.radio-option input[type="radio"] {
  width: 18px;
  height: 18px;
  accent-color: var(--accent);
}

/* File upload */
.upload-area {
  border: 2px dashed #ccc;
  border-radius: var(--radius-card);
  padding: 40px 24px;
  text-align: center;
  cursor: pointer;
  transition: all var(--transition);
  background: #fafafa;
}

.upload-area:hover,
.upload-area.dragover {
  border-color: var(--accent);
  background: rgba(255, 96, 42, 0.03);
}

.upload-area .upload-icon {
  font-size: 40px;
  margin-bottom: 12px;
}

.upload-area p {
  font-size: 15px;
  color: #555;
}

.upload-area .upload-hint {
  font-size: 13px;
  color: #999;
  margin-top: 8px;
}

.upload-guidelines {
  font-size: 13px;
  color: #666;
  margin-top: 12px;
  line-height: 1.6;
}

.file-preview-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(100px, 1fr));
  gap: 12px;
  margin-top: 16px;
}

.file-preview {
  position: relative;
  border-radius: 8px;
  overflow: hidden;
  aspect-ratio: 1;
  background: #f0f0f0;
}

.file-preview img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.file-preview .remove-btn {
  position: absolute;
  top: 4px;
  right: 4px;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: rgba(0, 0, 0, 0.6);
  color: white;
  border: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  line-height: 1;
}

/* Price summary */
.price-summary {
  background: var(--bg-light);
  border-radius: var(--radius-card);
  padding: 28px;
  margin-bottom: 24px;
  border: 1px solid rgba(67, 114, 164, 0.1);
}

.price-summary h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 16px;
}

.summary-row {
  display: flex;
  justify-content: space-between;
  padding: 10px 0;
  font-size: 15px;
  border-bottom: 1px solid #e0e0e0;
}

.summary-row:last-child {
  border-bottom: none;
}

.summary-row .label {
  color: #555;
}

.summary-row .value {
  font-weight: 600;
  color: var(--text-dark);
}

.price-highlight {
  background: var(--green-light);
  border-radius: var(--radius-btn);
  padding: 14px 20px;
  display: flex;
  align-items: center;
  gap: 8px;
  color: #15803d;
  font-weight: 600;
  font-size: 14px;
  margin-top: 16px;
  border: 1px solid rgba(34, 197, 94, 0.2);
}

/* Checkbox */
.checkbox-group {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 16px;
}

.checkbox-group input[type="checkbox"] {
  width: 18px;
  height: 18px;
  margin-top: 2px;
  accent-color: var(--accent);
  flex-shrink: 0;
}

.checkbox-group label {
  font-size: 14px;
  color: #444;
  line-height: 1.5;
  cursor: pointer;
}

.forwarding-fields {
  display: none;
  margin-top: 16px;
  padding: 20px;
  background: var(--bg-light);
  border-radius: var(--radius-btn);
  border: 1px solid rgba(67, 114, 164, 0.1);
}

.forwarding-fields.active {
  display: block;
}

/* Form navigation */
.form-nav {
  display: flex;
  justify-content: space-between;
  margin-top: 32px;
  padding-top: 24px;
  border-top: 1px solid #e0e0e0;
}

/* Success/Error messages */
.form-message {
  text-align: center;
  padding: 48px 24px;
}

.form-message .icon {
  font-size: 64px;
  margin-bottom: 16px;
}

.form-message h2 {
  font-size: 28px;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 12px;
}

.form-message p {
  font-size: 16px;
  color: #555;
  max-width: 500px;
  margin: 0 auto;
  line-height: 1.6;
}

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .services-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .audience-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 32px;
  }

  .benefits-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .stats-row {
    grid-template-columns: repeat(3, 1fr);
  }

  .form-layout {
    grid-template-columns: 1fr;
  }

  .form-sidebar {
    position: static;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
  }

  .form-sidebar h3 {
    grid-column: 1 / -1;
  }
}

@media (max-width: 768px) {
  .nav-links, .header-cta .btn-primary, .header-phone {
    display: none;
  }

  .hamburger {
    display: flex;
  }

  .hero {
    padding: 64px 0 56px;
  }

  .hero h1 {
    font-size: 32px;
  }

  .hero .subtitle {
    font-size: 17px;
  }

  .section {
    padding: 56px 0;
  }

  .section-title {
    font-size: 28px;
  }

  .services-grid {
    grid-template-columns: 1fr;
  }

  .benefits-grid {
    grid-template-columns: 1fr;
  }

  .audience-grid {
    grid-template-columns: 1fr;
  }

  .contact-grid {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .footer-bottom {
    flex-direction: column;
    gap: 12px;
    text-align: center;
  }

  .form-grid {
    grid-template-columns: 1fr;
  }

  .form-sidebar {
    grid-template-columns: 1fr;
  }

  .form-intro h1 {
    font-size: 26px;
  }

  .step-indicator-label {
    font-size: 10px;
  }

  .step-indicator-num {
    width: 28px;
    height: 28px;
    font-size: 11px;
  }

  .hero-buttons {
    flex-direction: column;
  }

  .hero-buttons .btn {
    width: 100%;
  }

  .stats-row {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 480px) {
  .container {
    padding: 0 16px;
  }

  .hero h1 {
    font-size: 26px;
  }

  .cta-banner {
    padding: 28px 20px;
  }

  .radio-group {
    flex-direction: column;
  }
}